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Showing posts from October 21, 2012

Best ways to avoid unwanted overdraft fees

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The holiday season is just around the corner. Surely, many consumers are already on their heels to plan for a wide variety of gifts that they could afford to buy to please their families, relatives and friends alike. And the most convenient way to pay for all the things we purchase is either through the use of debit or credit card. Besides, it also safer to use the debit card because even if it is lost, access to the account is protected by a secret pin number. It's not the same as the credit card which can be used by anyone who gets hold of it. But not too many people think that using these plastic instruments to purchase stuffs or pay for gas at the pumps can expose them to excessive overdraft fees, especially if they fail to take heed of the expenses that they have. That's true. In fact,  there are dangers that go with it.  I went through this sad experience a couple of months back due to my own ignorance for not being too careful to monitor my purchases. As always, I